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Rent to own house in Cavite: A great option for aspiring homebuyers

Only located south of the busy metropolis is the province of Cavite. Rich in culture and history, the province has evolved into a favorite housing destination for developers. Less crowded and polluted than neighboring Metro Manila, Cavite has also been a notable place for affordable housing.

Cavite has a growing real estate market that is expected of adjacent Metro Manila areas. There are countless subdivisions and housing projects that fit the suburban lifestyle. More interestingly, there are now rent to own houses that future buyers will find as investment-worthy. From homes built within a decade or those only a few years old, these rent to own houses offer a different value that is just hard to find in the National Capital Region. It is indeed an ideal place to own a house and invest a good future for the family.

A modern 110-square-meter four-bedroom house, for example, that has a cost of Php5 million and a 12.5% down payment is a prized find. In 20 years with a contract price of Php3 million and a loaned amount of Php2 million, this house can be rented for Php24,000 per month at 8% interest rate. Convenience is a big bonus for this property as a school is within 400 meters of the house, has a bus terminal close by, a church, and a mini mall within the vicinity.

Another property that buyers can look for is a 72-square-meter single attached house on a 100-square-meter lot area. The property has three bedrooms, two toilet and baths, a living room, dining area, kitchen, an option for a family courtyard, and a provision for a lanai and a two-car garage. The selling price is Php2.175 million. Rent to own options can be arranged flexibly with the seller.

If affordability is an important attribute of the property, Cavite has a number of them. One is a single-detached duplex with an area of 63 square meters. The house has one bedroom and one toilet and bath. A Php50,000 cash out is required and one can already move in. Balance can be paid thru bank or other in-house financing options. Another house that can be rented and bought for a bargain is a half-a-million peso one-story structure that comes with a corner lot that can be bought separately for about Php350,000. Down payment for the house can be paid for 12 months with a 90% loanable amount. For five years using bank financing, the house can be rented out for over Php12,000 a month. If a 10-year period is chosen, a buyer need only pay for about Php8,000 a month.

Cavite is definitely a great place to start if one is looking for great investments outside the metro. Rent to own houses come cheap and with very flexible ownership deals. The proximity of the province to Manila cannot be downplayed. The call of the vast spaces of greens typical of the province makes for a perfect case in quintessential suburban living.