Sacrifice Sale Manila Income generating Flexi DP balance thru Pagibig 8.28y ROI
Central Manila, Manila
Selling Price : from Php10M8.28years ROI Flexible terms on DOWNPAYMENT: balance terms (call/text owner for term of payment) own an apartment building, 4 storey with roof deck, 7 studio units: Php65K - Php70K monthly rental income. Located along 1733 -C M. Nativdad st., Sta. Cruz,Manila. walking distance to LRT Tayuman station, SM San. Lazaro, Jose Reyes hospitalHospital, banks, markets. Several establishment is a foot steps away.underground and elevated water tank to assure continues water supply during Maynilad water interruption.Parking slot: 1 per apartment or equal to 7 motorcycleReservation: PHP100KApartment - 3Lot area (sqm) 36.00Floor area 176.00Number of studio units 7.00Can add 1 studio unit at roof deck for owner's residentialRental rate: 6 months above3GF monthly rental 10,500.003B 23,750.003C (posted in airbnb for daily rent @ Php898/day) since Jan 10, 2020: blocked jan 20-30 for Ms. Kasmira earned Php 8,517.57 as first guest. 3D/3E 18,750.003F/3A 16,750.00conservative income 72,750.00Selling Price 10,000,000.00Insurance 1,600.00OPTION 1:Downpayment (20%) 2,000,000.00Balance : 8,000,000.00Monthly amortization less (php65K) Monthly Income : 15 years 47,000.00 less (php65K) Monthly Income : 10 years 65,000.00on the 42th month, buyer should transfer loan to Pagibig so on the 83rd month; loan is fully paid.Buyer's net income will range Php90K - Php100K per monthOPTION 2:Downpayment (30%) 3,000,000.00Balance : 7,000,000.00Monthly amortization less (php65K) Monthly Income : 15 years 33,000.00 less (php65K) Monthly Income : 10 years 48,000.00on the 23th month, buyer should transfer loan to Pagibig so on the 69th month; loan is fully paid.Buyer's net income will range Php90K - Php100K per monthOPTION 3: Downpayment (40%) 4,000,000.00Balance (THRU PAGIBIG) 6,000,000.00Monthly amortization 51,609.02Rental Income of Ph65K is more than enough to pay monthly amortization to Pagibig for 15 yearsAfter 10 years, estimated monthly income will be Php90K - Php130KIf a buyer will shell out at least Php58k per month loan will be fully paid on on the 49th month monthly rental income would approximately be Php80KOPTION 4: Downpayment (10%) 1,000,000.00Balance (15 years to pay) 9,000,000.00In house financing: Monthly amortization 126,000.00TOTAL Monthly amortization 126,600.00 rental Income 68,000.00 net monthly amortization (buyer's own pocket) P59,600.00 after 6 years (approximate balance would be P6M a buyer can transfer loan to Pagibig @ monthly amortization of 52,000.007% increase on monthly amortization from rental and buyers pocketIf buyer would continuously pay from his pocket after 9years; a buyer would have monthly rental income of P120k-P135K OPTION 5 : NO DP/BUYER should shell out Php150K per month for 5 years and on the 3rd year, buyer should loan the property to Pagibig for Php6MOPTION 6: CASH (10% discount) ROI : 8.28NOTE: BEST LOCATION- 80% of tenants came from JOSE REYES HOSPITAL (Doctors, nurses, staff on regular rate @ minimum of 6 months, rate escalate by 5%-7% per year or per change of tenants. Almost everyday, queries are coming in. COMPARISON OF RATE with same floor area: Pasig: php6,500 < Manila: Php11,300.00 : Law of Demand and Supply
